Philad Consulting Inc. – Terms & Conditions (Tax, Bookkeeping & Advisory Services)

Effective Date: January 01, 2025

Last Updated: October 01, 2025

These Terms and Conditions (“Terms”) govern your use of tax, bookkeeping, and advisory services provided by Philad Consulting Inc. (“Philad,” “we,” “us,” “our”). By engaging our services, you agree to these Terms.

1. Eligibility

Our services are available to individuals and businesses in Canada. You must be at least 18 years old and have the legal capacity to enter into contracts. We reserve the right to refuse service to anyone at our discretion.

2. Services Covered

Our services include tax preparation, bookkeeping, financial advisory, business incorporation, and related consulting. All services are provided in accordance with Canadian tax laws and regulations.

3. Your Responsibilities

You agree to provide accurate and complete information for all services. You are responsible for reviewing and approving all work before submission to authorities. You must comply with all applicable laws and regulations.

4. Confidentiality & Data Protection

We maintain strict confidentiality of all client information. Your data is protected under Canadian privacy laws. We use secure systems and do not share information without your consent, except as required by law.

5. Professional Disclaimer

Our services are provided with professional care, but we cannot guarantee specific outcomes. Tax laws are subject to change, and past performance does not guarantee future results. We recommend independent review for complex situations.

6. Fees & Payments

Fees are quoted upfront and payable upon completion unless otherwise agreed. Late payments may incur additional charges. All fees are in Canadian dollars and subject to applicable taxes.

7. Limitation of Liability

Our liability is limited to the fees paid for services. We are not liable for indirect losses or penalties due to client actions. You agree to indemnify us against claims arising from your use of our services.

8. Termination

Either party may terminate services with written notice. Upon termination, you remain responsible for all outstanding fees. We will return your documents upon settlement of accounts.

9. Governing Law

These Terms are governed by the laws of Canada and the province in which you reside.

10. Contact

For questions about these terms, please contact us:

Philad Consulting Inc.

Email: info@philadconsulting.com

Address: 42A Serena Crescent, Hamilton, L8E0H6